ISA Saver

ISA Saver gives you the flexibility to pay into your ISA whenever you choose to (up to your cash ISA allowance of £5,940 for the 2014/15 tax year), make unlimited easy access withdrawals and transfer in existing cash ISAs at any time.

The Government has proposed changes meaning that from 1 July 2014 the annual 2014/15 ISA allowance will be increased from £11,880 to £15,000. Under the new rules, you'll be able to split your £15,000 ISA allowance as you wish between a cash ISA and stocks and shares ISA.

Key features

  • Exclusively available to existing Cheshire ISA customers
  • Applications for Cheshire ISA Saver (Issue 6) are for the 2014/2015 cash ISA allowance
  • A variable ISA rate of up to 1.50% AER tax-free including a fixed bonus interest rate paid until 30 June 2015
  • Make unlimited withdrawals and deposits by post up to your annual cash ISA allowance
  • You have the flexibility to apply online, to transfer in your previous ISA subscriptions, at any time. You will start earning interest as soon as we receive your application (provided that your funds are free to move and not subject to any notice period).
  • Minimum opening balance is £1,000
  • You will receive a welcome letter with everything you need to manage your account by post. Additional transaction slips can be found here.

ISA Saver (Issue 6) - Interest rates

Interest rate
Balance AER Tax-Free
£1,000+ (including bonus until 30 June 2015) 1.50%
£1 - £999 0.25%
  • The rate includes a fixed bonus interest rate until 30 June 2015 which is paid for each day the balance of the account is £1,000 or more.
  • Variable interest rates.
  • Maximum 1 account holder, minimum age 16.
  • Interest calculated daily and paid annually on the 31 December to the account.
  • After 30 June 2015 a rate of 0.50% AER tax-free (variable) will be paid on balance of £1,000 and over.
  • This product is a limited issue and may be withdrawn without notice.

To apply for this ISA Saver you must hold an existing Cheshire ISA.
Do you hold an existing Cheshire ISA?

 

Unfortunately you are not eligible to apply for this account. Please see our range of accounts for an alternative product that may suit you.

Do you have an existing ISA Saver?

 

Do you want to transfer from another cash ISA?

 

Apply for a new ISA Saver

Do you want to

Transfer into an existing ISA Saver

Apply for a new ISA Saver and transfer in

Do you want to transfer from another cash ISA?

 

Apply for a new ISA Saver and transfer in

Apply for a new ISA Saver



If you apply for a ISA Saver as a Power of Attorney, please download this form and send in along with your cheque (if applicable). You'll also need to make sure you fill in the ISA application form.

Please note you can only subscribe to one cash ISA per tax year. This ISA cannot be opened in branch.

Please read the ISA Saver - Terms and Conditions in full.

General terms & conditions for Cheshire Building Society Savings Accounts

FSCS - Protecting your money. Find out more