Instant Access Cash ISA

With an Instant Access Cash ISA you have the flexibility to access your ISA whenever you need to.

Everyone aged 16 or over can save up to £5,640 tax-free in a cash ISA with one provider, in the 2012/13 tax year. You don’t pay tax with a cash ISA, all the interest you earn, you keep

Key features

  • Instant access with unlimited withdrawals and deposits up to your annual cash ISA limit.
  • Open your account with as little as £1 at any Cheshire branch.
  • You can transfer in any funds from your existing cash ISAs and as part of our Savings Promises, you’ll start earning interest as soon as we receive your application (provided that your funds are free to move and not subject to any notice period).
  • Pay money in using your passbook in branch or by post.

Instant Access Cash ISA (Issue 3) - Interest Rates

Balance AER Tax Free %
£1+ 0.50
  • Variable interest rate.
  • Maximum 1 account holder, minimum age 16.
  • Interest calculated daily and paid annually on the 31 December.
  • Interest can be paid into your cash ISA, bank account or another Cheshire account.

How to apply

Product Terms & Conditions

Please read the ISA Savings Account - Terms and Conditions in full .

General Terms & Conditions

General terms & conditions for Cheshire Building Society Savings Accounts.

Cheshire Building Society is a trading division of Nationwide Building Society which is authorised and regulated by the Financial Services Authority under registration number 106078. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. You can confirm our registration on the FSA's website, www.fsa.gov.uk or by contacting the FSA on 0845 606 1234. Head Office: Nationwide House, Pipers Way, Swindon, Wiltshire, SN38 1NW. This site is intended for UK residents unless otherwise stated.

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