Our savings rates
Individual Savings Accounts (ISA)
1 Year Fixed Rate Cash ISA
Cash ISA – Issue 3
Direct Cash ISA (Issue 2)
| Interest rate until 31.10.2013 |
| Balance |
AER Tax-Free |
| £1,000+ (rate including bonus) |
3.50% |
| £1 - £999 |
0.25% |
Interest rate from 31.10.2013
|
| Balance |
AER Tax-Free |
| £1,000+ (rate excluding bonus) |
1.00% |
| £1 - £999 |
0.25% |
| Find out more about Direct Cash ISA |
Fixed Rate Bonds
6 Month Fixed Rate Bond - online, phone & branch customers
| |
Balance |
AER % |
Gross p.a.% |
Net p.a.% |
| Interest at Maturity |
£50,000+ |
2.26 |
2.25 |
1.80 |
| £25,000 - £49,000 |
2.16 |
2.15 |
1.72 |
| £10,000 - £24,999 |
2.06 |
2.05 |
1.64 |
| £100 - £9,999 |
2.01 |
2.00 |
1.60 |
| Monthly Interest |
£50,000+ |
2.22 |
2.20 |
1.76 |
| £25,000 - £49,000 |
2.12 |
2.10 |
1.68 |
| £10,000 - £24,999 |
2.02 |
2.00 |
1.60 |
| £100 - £9,999 |
1.97 |
1.95 |
1.56 |
| Find out more about 6 Month Fixed Rate Bond Previous rates |
1 Year Fixed Rate Bond - online, phone & branch customers
| |
Balance |
AER % |
Gross p.a.% |
Net p.a.% |
| Interest at Maturity |
£50,000+ |
2.80 |
2.80 |
2.24 |
| £25,000 - £49,999 |
2.70 |
2.70 |
2.16 |
| £10,000 - £24,999 |
2.60 |
2.60 |
2.08 |
| £100 - £9,999 |
2.55 |
2.55 |
2.04 |
| Monthly Interest |
£50,000+ |
2.78 |
2.75 |
2.20 |
| £25,000 - £49,999 |
2.68 |
2.65 |
2.12 |
| £10,000 - £24,999 |
2.58 |
2.55 |
2.04 |
| £100 - £9,999 |
2.53 |
2.50 |
2.00 |
| Find out more about 1 Year Fixed Rate Bond Previous rates |
Regular Savings
Regular Saver Account
Platinum Monthly Saver (Issue 3)
| Interest rate payable if no more than one withdrawal is made and no more than one deposit has been missed before the end of the fixed term |
| Balance |
AER % |
Gross p.a.% |
Net p.a.% |
| £100+ |
5.00% |
5.00% |
4.00% |
| Interest rate payable when more than one withdrawal has been made or more than one deposit has been missed before the end of the fixed term |
| Balance |
AER % |
Gross p.a.% |
Net p.a.% |
| £100+ |
1.00% |
1.00% |
0.80% |
| Find out more about Platinum Monthly Saver |
Notice Accounts
75 Day Notice (Issue 2)
Instant Access Accounts
Instant Access Account
Big Cat Junior Saver
Club and Charity Accounts
Caring for Hospices
Roary's Junior Silkmen Saver
Silkmen Saver
Caring for Children
Wolf Pack
Super Wolves Saver
- Tax-free is the contractual rate of interest payable where interest is exempt form income tax.
- Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
- Net is the rate of interest which would be payable after allowing for the deduction of income tax at the specified rate.
- AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if it was paid and compounded once each year. This allows you to compare any minimum and maximum potential returns with other savings products. The gross rate of interest is the interest payable before any income tax is deducted.
- Products are subject to availability and may be withdrawn or subject to change without notice.