insurance


Mortgage Payment Protection Insurance

Would you be able to afford your mortgage payments if you were to lose your job or fall ill? That is the question many families across the country are now asking themselves. If the answer to this question is 'no', then it might be time to consider how you can safeguard your home should the unexpected occur.

Low cost cover designed for you...

The Cheshire, in partnership with Pinnacle Insurance plc, offers Mortgage Care, our Mortgage Payment Protection Insurance which is specifically designed for our borrowers. You have a choice of the following cover options:

  • Accident, Sickness & Unemployment.
  • Accident & Sickness.

Mortgage Care costs far less than you might think...

  Cost per £100 of benefit Insurance Premium Tax at 5% Monthly cost per £100 of benefit
Accident Sickness & Unemployment
£6.45
£0.32
£6.77
Accident & Sickness Only
£3.45
£0.17
£3.62

For example, if you would like to cover £300 of your monthly mortgage, the cost of your protection per month would be:

  • £20.32 for Accident, Sickness & Unemployment Cover.
  • £10.87 for Accident & Sickness Only Cover.

All costs quoted include Insurance Premium Tax (IPT).

First Class Claims Service

Pinnacle Insurance plc offers a friendly first class claims service that really helps. The helpdesk team are fully trained and based right here in the UK.

  • When your claim is paid, we’ll text to let you know.
  • Resident medical team for faster service.
  • 24 hour support online.
  • Track the status of your claim through Pinnacle's password protected site.
  • You can also email the claims team directly, if you have a query or need any support.

Call us for a quote

If you want to guard against potential accidents, sickness and unemployment then call us for a no obligation quotation:

Phone: 0800 195 1514^

Alternatively, you can pop into your local branch or email us.

The cost of cover will depend on your requirements.

^ Lines are open 8am to 8pm on weekdays and 9am to 4pm on Saturdays. For security and training purposes calls may be monitored or recorded

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