Instant access accounts

The accounts listed here are the ones where you have easy access to your money without having to give us notice or pay a penalty.

Instant Access Account
Investment Gross Rate % Net Rate % AER % Print Application Form
Annual Interest £1+ 0.10 0.08 0.10 Print Application Form - Premium Access - Annual Interest - £10,000+
Find out more about Instant Access Account     Previous rates
Instant Access - This is a simple account offering penalty-free access to your savings.

Back to top



Big Cat Junior Saver
Investment Gross Rate % Net Rate % AER % Print Application Form
Annual Interest £1 - £15,000 1.00 0.80 1.00 Print Application Form - Big Cat Junior Saver - Annual Interest - £1 to £15,000
Find out more about Big Cat Junior Saver    Previous rates
Big Cat Junior Saver - This is the account for the next generation of savers. Save up to £15,000 and, because you've got instant access, you can withdraw your money when you need it. Available to those under 18 or, the account can be opened on behalf of an under 18 year old.

Caring for Hospices
Investment Gross Rate % Net Rate % AER % Print Application Form
Annual Interest £10,000+ 0.10 0.08 0.10 Print Application Form Now - Caring for hospices
£5,000+ 0.10 0.08 0.10 Print Application Form Now - Caring for hospices
£2,500+ 0.10 0.08 0.10 Print Application Form Now - Caring for hospices
£1+ 0.10 0.08 0.10 Print Application Form Now - Caring for hospices
Find out more about caring for hospices     Previous rates
Caring for Hospices - With our Caring for Hospices Savings Account, you can earn interest for yourself, and the Cheshire will make a valuable cash donation to your chosen local hospice.

Back to top



Caring for Children
Investment Gross Rate % Net Rate % AER % Print Application Form
Annual Interest £10,000+ 0.10 0.08 0.10 Print Application Form - Caring for Children - Annual Interest - £10,000
£5,000+ 0.10 0.08 0.10 Print Application Form - Caring for Children - Annual Interest - £5,000
£2,500+ 0.10 0.08 0.10 Print Application Form - Caring for Children - Annual Interest - £2,500
£1+ 0.10 0.08 0.10 Print Application Form - Caring for Children - Annual Interest - £1
Find out more about Caring for Children     Previous rates
Caring for Children - This savings account provides good rates of interest plus you can make up to six penalty free withdrawals per year, pro rata for the first year. What's more, the Cheshire will provide a cash sum to Action for Children based on your savings.

Roary's Junior Silkmen Saver
Investment Gross Rate % Net Rate % AER % Print Application Form
Annual Interest £1 - £15,000 0.30 0.24 0.30 Print Application Form - Roary's Junior Silkman Saver - Annual Interest - £1 to £15,000
Find out more about Roary's Junior Silkmen Saver     Previous rates
Roary's Junior Silkmen Saver - An account that you can show support for Macclesfield Town football team. As well as encouraging youngsters to start saving, we also promise to make a donation of 1% of the average annual balance to club.

Back to top



Silkmen Saver
Investment Gross Rate % Net Rate % AER % Print Application Form
Annual Interest £10,000+ 0.10 0.08 0.10 Print Application Form - Silkmen Saver - Annual Interest - £10,000+
£5,000+ 0.10 0.08 0.10 Print Application Form - Silkmen Saver - Annual Interest - £5,000+
£2,500+ 0.10 0.08 0.10 Print Application Form - Silkmen Saver - Annual Interest - £2,500+
£1+ 0.10 0.08 0.10 Print Application Form - Silkmen Saver - Annual Interest - £1+
Find out more about Silkmen Saver     Previous rates
Silkmen Saver - Whether you are a fan of Macclesfield Town or simply a fan of great interest rates you can now enjoy the benefit of a savings account that lets you make up to six penalty free withdrawals per year, pro rata for the first year. In addition, your savings will earn the club a cash sum each year.

Gresty's Junior Saver
Investment Gross Rate % Net Rate % AER % Print Application Form
Annual Interest £1 - £15,000 0.30 0.24 0.30 Print Application Form - Gresty's Junior Saver - Annual Interest - £1 to £15,000
Find out more about Gresty's Junior Saver     Previous rates
Gresty's Junior Saver - An instant access account that you can show support for Crewe Alexandra Football team. As well as encouraging youngsters to start saving, we also promise to make a donation of 1% of the average annual balance to club.

Back to top



Crewe Alexandra Academy
Investment Gross Rate % Net Rate % AER % Print Application Form
Annual Interest £10,000+ 0.10 0.08 0.10 Print Application Form - Crew Alexandra Academy - Annual Interest - £10,000
£5,000+ 0.10 0.08 0.10 Print Application Form - Crew Alexandra Academy - Annual Interest - £5,000
£2,500+ 0.10 0.08 0.10 Print Application Form - Crew Alexandra Academy - Annual Interest - £2,500
£1+ 0.10 0.08 0.10 Print Application Form - Crew Alexandra Academy - Annual Interest - £1
Find out more about Crewe Alexandra Academy    Previous rates
Crewe Alexandra Academy Account - Whether you are a fan of Crewe Alexandra or simply a fan of great interest rates you can now enjoy the benefit of a savings account that lets you make up to six penalty free withdrawals per year, pro rata for the first year. In addition, your savings will earn the club a cash sum each year.

Wolf Pack
Investment Gross Rate % Net Rate % AER % Print Application Form
Annual Interest £1 - £15,000 0.30 0.24 0.30 Print Application Form - Wolf Pack - Annual Interest - £1 to £15,000
Find out more about Wolf Pack     Previous rates
Wolf Pack Account - Young Warrington Wolves RLFC fans can take advantage of our Wolf Pack Account. With instant access and an attractive rate of interest, what better way to support the club! Available to those under 18 or, the account can be opened on behalf of an under 18 year old.

Back to top



Super Wolves Saver
Investment Gross Rate % Net Rate % AER % Print Application Form
Annual Interest £10,000+ 0.10 0.08 0.10 Print Application Form - Super Wolves Saver - Annual Interest - £10,000+
£5,000+ 0.10 0.08 0.10 Print Application Form - Super Wolves Saver - Annual Interest - £5,000+
£2,500+ 0.10 0.08 0.10 Print Application Form - Super Wolves Saver - Annual Interest - £2,500+
£1+ 0.10 0.08 0.10 Print Application Form - Super Wolves Saver - Annual Interest - £1+
Find out more about Super Wolves Saver     Previous rates
Super Wolves Saver - Whether you are a fan of Warrington Wolves RLFC or simply a fan of great interest rates you can now enjoy the benefit of a savings account that lets you make up to six penalty free withdrawals per year, pro rata for the first year. In addition, your savings will earn the club a cash sum each year.

Club Class
Investment Gross Rate % Net Rate % AER % Print Application Form
Annual Interest £100,000+ 0.10 0.08 0.10 Print Application Form Now - Club Class
£50,000+ 0.10 0.08 0.10 Print Application Form Now - Club Class
£25,000+ 0.10 0.08 0.10 Print Application Form Now - Club Class
£10,000+ 0.10 0.08 0.10 Print Application Form Now - Club Class
£5,000+ 0.10 0.08 0.10 Print Application Form Now - Club Class
£2,500+ 0.10 0.08 0.10 Print Application Form Now - Club Class
£1+ 0.10 0.08 0.10 Print Application Form Now - Club Class
Find out more about club class     Previous rates
Club Class - Club Class is the Cheshire's investment service designed specifically for people investing on behalf of a club, charity, company, or similar organisation. The account offers easy access to funds at competitive rates of interest.

Back to top



Client Deposit
Investment Gross Rate % Net Rate % AER %
Annual Interest £10,000+ 0.10 0.08 0.10
£5,000+ 0.10 0.08 0.10
£2,500+ 0.10 0.08 0.10
£1+ 0.10 0.08 0.10
Find out more about client deposit     Previous rates
Client Deposit Account - With the benefit of instant access, our Client Deposit Account is specially designed for Solicitors, Accountants and other professionals investing funds on behalf of their clients.

Cash ISA - 3rd Issue
Investment Tax Free Rate % Net Rate % AER % Print Application Form
Annual Interest £1 - £3,600 or £5,100* 0.50 0.50 Print Application Form - Cash ISA 3rd Issue - Annual Interest - £1 to £3,600
Find out more about Cash ISA     Previous rates

* The £5,100 ISA limit applies to customers who were born on or before 5 April 1960 (50 or over during the current tax year). All customers born on or after 6 April 1960 (under 50's during the current tax year) will have an ISA limit of £3,600.

Cash ISA - 3rd Issue - With the Cheshire's CAT standard Cash ISA (3rd issue) you can enjoy instant access and an attractive rate of interest. - completely tax free.

Back to top

 

  • The 'tax free rate' is the contractual rate of interest payable where interest is exempt from income tax.