Our investment rates

Fixed Rate Bonds Individual Savings Accounts (ISAs)

Instant Access Accounts Club and Charity Accounts

If you hold an account that has been closed for further deposits, have a look at the rates in our closed issue accounts.

Fixed Rate Bonds

With the uncertainty in the current market at the moment,  by investing your money in a fixed rate bond you'll guarantee a return on your original investment. You can choose whether its fixed for short term or long term and when you have your interest paid. 

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Individual Savings Accounts (ISA)

 

Cash ISA - 3rd Issue - A simple instant access ISA when you invest anything between £1 and £3,600 in this tax year and the interest you receive will be completely tax free. 12 Month Fixed Rate Cash ISA - With this account although there are no withdrawals or additions allowed once it is opened, you will earn a fixed rate of interest for a full 12 months - completely tax free.

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Instant Access Accounts

Instant Access is a simple account offering penalty-free instant access to your savings. Big Cat Junior Saver - This is the account for the next generation of savers. Save as much as £15,000 and, because you've got instant access, you can withdraw your money when you need it. Available to those under 18 or, the account can be opened on behalf of an under 18 year old. Client Deposit Account - With the benefit of instant access, our Client Deposit Account is specially designed for Solicitors, Accountants and other professionals investing funds on behalf of their clients.

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Club and Charity Accounts

Caring for Hospices - The account with real heart. You can earn interest for yourself, and the Cheshire will make a valuable cash donation to your chosen hospice. Roary's Junior Saver - An instant access account that lets you show your support for Macclesfield Town Football Club. As well as encouraging youngsters to start saving, we also promise to make a donation of 1% of the average annual balance to the club. Silkmen Saver - Whether you are a fan of Macclesfield Town Football Club or not, you can now enjoy the benefit of a savings account that lets you make up to six penalty free withdrawals per year, pro rata for the first year. We make a donation to the club based on the total of all balances at the end of the year. Caring for Children - A previous Cheshire Charity of the Year, Action for Children get a donation and you get good rates of interest with up to six penalty free withdrawals per year, pro rata for the first year. Wolf Pack Account - Young Warrington Wolves Rugby League Football Club fans can take advantage of our Wolf Pack Account. With instant access and an attractive rate of interest, what better way to support the club whilst saving for your future! Available to those under 18 or, the account can be opened on behalf of an under 18 year old. Super Wolves Saver - Whether you are a fan of Warrington Wolves Rugby League Football Club or not, you can now enjoy the benefit of a savings account that lets you make up to six penalty free withdrawals per year, pro rata for the first year. We make a donation to the club based on the total of all balances at the end of the year. Club Class is the Cheshire's investment service designed specifically for people investing on behalf of a club, charity, association or company. The account offers easy access to funds at competitive rates of interest.

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• The 'tax free rate' is the contractual rate of interest payable where interest is exempt form income tax.