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Previous investment interest rates

Unless otherwise stated, rates shown were available 17th December 2007 to 21st April 2008

Fixed Rate Bonds

Black Cat Bond - This fixed rate investment account is for the next generation of astute savers. It offers serious rates for those who are serious about saving for their future.
Black Cat Bond
Rates available 8th January 2008 - 22nd January 2008
Previous Rates
Investment
Gross Rate %
Net Rate %
AER %
Interest All On Maturity
£500
26.25
21.00
6.00
Annual Interest
£500
6.00
4.80
6.00
 
 

Fixed Rate Bonds - Choose between 6, 12 or 18 month fixed rate periods and then decide whether having your interest paid monthly or annually suits your needs.

6 Month fixed rate Bond
Rates available 8th January 2008  - 22nd January 2008
Previous Rates
Investment

Gross Rate %
Net Rate %
AER %
Interest All On Maturity
£1,000+
5.65
4.52
5.73
Monthly Interest
£1,000+
5.51
4.41
5.65
 
 
12 Month fixed rate Bond
Rates available 27th March 2008 - 3rd July 2008
Previous Rates
Investment

Gross Rate %
Net Rate %
AER %
Interest All On Maturity
£1,000+
6.30
5.04
6.30
Monthly Interest
£1,000+
6.13
4.90
6.30
 
 
18 Month fixed rate Bond
Rates available 13th August 2007 - 22nd January 2008
Previous Rates
Investment

Gross Rate %
Net Rate %
AER %
Interest All On Maturity
£5,000+
6.00
4.80
5.91
£1,000+
5.95
4.76
5.87
Monthly Interest
£5,000+
5.76
4.61
5.91
£1,000+
5.71
4.57
5.87
 
 
2 Year fixed rate Bond
Rates available- 12th June 2008  - 3rd July
Previous Rates
Investment

Gross Rate %
Net Rate %
AER %
Interest All On Maturity
£5,000+
6.75
5.40
6.75
£1,000+
6.70
5.36
6.70
Monthly Interest
£5,000+
6.55
5.24
6.75
£1,000+
6.50
5.20
6.70
 
 
3 year fixed rate Bond
Rates available 22nd January 2008 - 3rd July 2008
Previous Rates
Investment

Gross Rate %
Net Rate %
AER %
Interest All On Maturity
£5,000+
5.15
4.12
5.15
£1,000+
5.10
4.08
5.10
Monthly Interest
£5,000+
5.03
4.02
5.15
£1,000+
4.98
3.98
5.10
 
 
4 year fixed rate Bond
Rates available 8th January 2008 - 22nd January 2008
Previous Rates
Investment

Gross Rate %
Net Rate %
AER %
Interest All On Maturity
£5,000+
6.00
4.80
6.00
£1,000+
5.95
4.76
5.95
Monthly Interest
£5,000+
5.84
4.67
6.00
£1,000+
5.79
4.63
5.95
 
 

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Individual Savings Accounts (ISAs)

Cash ISA - 3rd Issue - A simple instant access ISA when you invest anything between £1 and £3,000 in this tax year.

Cash ISA - 3rd Issue - Annual Interest
Previous Rates
Investment
Tax Free Rate %
Net Rate %
AER %
£1+
5.20
-
5.20
 
 

12 Month Fixed Rate Cash ISA - Issue 13 - With this account although there are no withdrawals or additions allowed once it is opened, you will earn a fixed rate of interest for a full 12 months.
Rate available -- 28th February 2008 - 19th March 2008

12 Month Fixed Rate Cash ISA - issue 13 - Annual Interest
Previous Rates
Investment
Tax Free Rate %
Net Rate %
AER %
£1,000+
5.75
-
5.75
 
 

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Regular Saver Accounts

If you've been a member of the Cheshire for 18 months or more and wish to start saving regularly, then our Members' Privilege Regular Saver could be the account for you.

Members' Privilege Regular Saver Account
Previous Rates
Investment
Gross Rate %
Net Rate %
AER %
Minimum £1 - Maximum £500 per month
5.55
4.44
5.55
 
Regular Saver will help you to put money away every month for that new car or holiday you've been dreaming of. With only two penalty free withdrawals allowed per year, your savings will soon begin to grow.
Regular Saver Account - Issue 5
Previous Rates
Investment
Gross Rate %
Net Rate %
AER %
Minimum £1 - Maximum £500 per month
5.30
4.24
5.30
 
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Instant Access Accounts

Premium Access is a simple account offering you penalty-free access to your savings.
Premium Access - Annual Interest
Previous Rates
Investment

Gross Rate %
Net Rate %
AER %
£10,000+
1.60
1.28
1.60
£5,000+
1.55
1.24
1.55
£2,500+
1.50
1.20
1.50
£1+
1.40
1.12
1.40
 
 

Black Cat Saver - This is the account for the next generation of savers. Save as much as £15,000 and, because you've got instant access, you can withdraw your money when you need it.
Black Cat Saver - Annual Interest
Previous Rates
Investment

Gross Rate %
Net Rate %
AER %
Minimum £1
Maximum £15,000
5.05
4.04
5.05
 
 
Client Deposit Account - With the benefit of instant access, our Client Deposit Account is specially designed for Solicitors, Accountants and other professionals investing funds on behalf of their clients.
Client Deposit Account
Previous Rates
Investment

Gross Rate %
Net Rate %
AER %
£10,000+
1.60
1.28
1.60
£5,000+
1.55
1.24
1.55
£2,500+
1.50
1.20
1.50
£1+
1.40
1.12
1.40
 
 

Easy Saver is designed around you. It offers penalty-free access to your savings at any time whilst rewarding you with higher rates if you limit your withdrawals. You can choose to have your interest paid monthly or annually.
Easy Saver - 0-4 withdrawals - Previous rates
 
Annual Interest
Monthly Interest
Investment
Gross Rate %

Net Rate %
AER %
Gross Rate %
Net Rate %
AER %
£250,000+
5.15
4.12
5.15
5.03
4.02
5.15
£100,000+

4.85
3.88
4.85
4.75
3.80
4.85
£50,000+
4.60
3.68
4.60
4.51
3.61
4.60
£25,000+
4.35
3.48
4.35
4.27
3.42
4.35
£10,000+
4.10
3.28
4.10
4.02
3.22
4.10
£2,500+
3.85
3.08
3.85
3.78
3.02
3.85
£1+
3.05
2.44
3.05
3.01
2.41
3.05
 
 
Easy Saver - 5-6 withdrawals - Previous rates
 
Annual Interest
Monthly Interest
Investment
Gross Rate %
Net Rate %
AER %
Gross Rate %
Net Rate %
AER %
£250,000+
4.85
3.88
4.85
4.75
3.80
4.85
£100,000+
4.55
3.64
4.55
4.46
3.57
4.55
£50,000+
4.30
3.44
4.30
4.22
3.38
4.30
£25,000+
4.05
3.24

4.05
3.98
3.18
4.05
£10,000+
3.80
3.04
3.80
3.74
2.99
3.80
£2,500+
3.55
2.84
3.55
3.49
2.79
3.55
£1+
2.75
2.20
2.75
2.72
2.18
2.75
 
 
Easy Saver - 7-12 withdrawals - Previous rates
 
Annual Interest
Monthly Interest
Investment
Gross Rate %
Net Rate %
AER %
Gross Rate %
Net Rate %
AER %
£250,000+
4.15
3.32
4.15
4.07
3.26
4.15
£100,000+
3.85
3.08
3.85
3.78
3.02
3.85
£50,000+
3.60
2.88
3.60
3.54
2.83
3.60
£25,000+
3.35
2.68
3.35
3.30
2.64
3.35
£10,000+
3.10
2.48
3.10
3.06
2.45
3.10
£2,500+
2.85
2.28
2.85
2.81
2.25
2.85
£1+
2.35
1.88
2.35
2.33
1.86
2.35
 
 
Easy Saver - 13+ withdrawals - Previous rates
 
Annual Interest
Monthly Interest
Investment
Gross Rate %
Net Rate %
AER %
Gross Rate %
Net Rate %
AER %
£250,000+
2.85
2.28
2.85
2.81
2.25
2.85
£100,000+
2.55
2.04
2.55
2.52
2.02
2.55
£50,000+
2.40
1.92
2.40
2.37
1.90
2.40
£25,000+
2.30
1.84
2.30
2.28
1.82
2.30
£10,000+
2.20
1.76
2.20
2.18
1.74
2.20
£2,500+
2.10
1.68
2.10
2.08
1.66
2.10
£1+
2.00
1.60
2.00
1.98
1.58
2.00
 

Back to topClub and Charity Accounts

Caring for Hospices - The account with real heart. You can earn interest for yourself, and the Cheshire will make a valuable cash donation to your chosen hospice.
Caring for Hospices - Annual Interest
Previous Rates
Investment

Gross Rate %
Net Rate %
AER %
£10,000+
3.95
3.16
3.95
£5,000+
3.45
2.76
3.45
£2,500+
3.10
2.48
3.10
£1+
3.00
2.40
3.00
 
 

Roary's Junior Saver - An account that lets you show your support for Macclesfield Town football team.  As well as encouraging youngsters to start saving, we also promise to make a donation of 1% of the average annual balance to the club.
Roary's junior saver
Previous Rates
Investment
Gross Rate %
Net Rate %
AER %
£1+
5.05
4.04
5.05
 
 

Silkmen Saver - Whether you are a fan of Macclesfield Town FC or not, you can now enjoy the benefit of a savings account that lets you make up to six penalty free withdrawals per year, pro rata for the first year. We make a donation to the Club based on the total of all balances at the end of the year.

Silkmen Saver - Annual Interest
Previous Rates
Investment
Gross Rate %
Net Rate %
AER %
£10,000+
3.95
3.16
3.95
£5,000+
3.45
2.76
3.45
£2,500+
3.10
2.48
3.10
£1+
3.00
2.40
3.00
 
 

Caring for Children - A previous Cheshire Charity of the Year, NCH get a donation and you get good rates of interest with up to six penalty free withdrawals per year, pro rata for the first year.

Caring for Children - Annual Interest
Previous Rates
Investment
Gross Rate %
Net Rate %
AER %
£10,000+
3.95
3.16
3.95
£5,000+
3.45
2.76
3.45
£2,500+
3.10
2.48
3.10
£1+
3.00
2.40
3.00
 
 

Crewe Alexandra Academy Account - Whether you are a fan of Crewe Alexandra FC or not, you can now enjoy the benefit of a savings account that lets you make up to six penalty free withdrawals per year, pro rata for the first year. We make a donation to the Academy based on the total of all balances at the end of the year.

Crewe Alexandra Academy Account - Annual Interest
Previous Rates
Investment
Gross Rate %
Net Rate %
AER %
£10,000+
3.95
3.16
3.95
£5,000+
3.45
2.76
3.45
£2,500+
3.10
2.48
3.10
£1+
3.00
2.40
3.00
 
 

Super Wolves Saver - Whether you are a fan of Warrington Wolves RLFC or not, you can now enjoy the benefit of a savings account that lets you make up to six penalty free withdrawals per year, pro rata for the first year. We make a donation to the Club based on the total of all balances at the end of the year.
Super Wolves Saver - Annual Interest
Previous Rates
Investment
Gross Rate %
Net Rate %
AER %
£10,000+
3.95
3.16
3.95
£5,000+
3.45
2.76
3.45

£2,500+
3.10
2.48
3.10
£1+
3.00
2.40
3.00
 
 

Wolf Pack Account - Young Warrington Wolves RLFC fans can take advantage of our Wolf Pack Account. With instant access and an attractive rate of interest, what better way to support the Club whilst saving for your future!

Wolf Pack Account - Annual Interest
Previous Rates
Investment
Gross Rate %
Net Rate %
AER %
Minimum £1 - Maximum £15,000
5.05
4.04
5.05
 
 

Gresty's Junior Saver -An account that lets you show your support for Crewe Alexandra football team.  As well as encouraging youngsters to start saving, we also promise to make a donation of 1% of the average annual balance to the club.
gresty's junior saver
Previous Rates
Investment
Gross Rate %
Net Rate %
AER %
£1+
5.05
4.04
5.05
 
 

Club Class - Club Class is the Cheshire's investment service designed specifically for people investing on behalf of a club, charity, assocaition or company. The account offers easy access to funds at competitive rates of interest.
Club Class - Annual Interest
Previous Rates
Investment
Gross Rate %
Net Rate %
AER %
£100,000+
4.30
3.44
4.30
£50,000+
4.00
3.20
4.00
£25,000+
3.65
2.92
3.65
£10,000+
3.20
2.56
3.20
£5,000+
2.75
2.20
2.75
£2,500+
2.25
1.80
2.25
£1+
1.85
1.48
1.85
 

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If access to one of our branches isn't easy for you, our postal account could be right for you. All transactions on the account are handled centrally, using the postal service.

Cheshire Premier Postal Account issue 2 
Rates available 29th April 2008 - 31st May 2008
Previous Rates
Investment
Gross Rate %
Net Rate %
AER %
£1+
5.75
4.60
5.44
 
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  • The 'gross rate' is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
  • The 'net rate' is the rate of interest which would be payable after allowing for the deduction of income tax at the specified rate.
  • The 'AER' stands for Annual Equivalent Rate and illustrates what the interest rate would be if it was paid and compounded once each year.

Cheshire Building Society is authorised and regulated by the Financial Services Authority (registration number 206102).