Closed issue accounts
Listed below are the interest rates for variable rate accounts no longer open for new members or deposits.
If you have one of these accounts it may be in your interest to speak to one of our Financial Consultants to ensure your savings are in the right type of account, book an appointment now.
All interest rates are variable and interest is paid annually unless otherwise stated.
members privilege bond - closed from 3 July 2008 |
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Rates |
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Investment |
Gross Rate % |
Net Rate % |
AER % |
£1,000+ |
6.30 |
5.04 |
6.30 |
Cheshire premier postal account - closed from 14th MArch 2008 |
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Rates |
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Investment |
Gross Rate % |
Net Rate % |
AER % |
| Minimum £25,000 Maximum £2,000,000 |
5.00 |
4.00 |
5.00 |
|
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50 Plus Freedom Account - closed from 3 August 2007 |
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Rates |
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Investment |
Gross Rate % |
Net Rate % |
AER % |
Annual Interest |
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£5,000+ |
5.00 |
4.00 |
5.00 |
Monthly Interest |
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£5,000+ |
4.89 |
3.91 |
5.00 |
| Healthy Saver - Closed from 13 January 2005 | |||
|---|---|---|---|
Investment |
Gross Rate % |
Net Rate % |
AER% |
£1 - £5,000 |
3.00 |
2.40 |
3.00 |
Premium 30 - Closed from 16 June 2005 |
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Investment |
Gross Rate % |
Net Rate % |
AER% |
| £100,000+ | 3.50 |
2.80 |
3.50 |
| £50,000+ | 3.40 |
2.72 |
3.40 |
| £25,000+ | 3.10 |
2.48 |
3.10 |
| £10,000+ | 2.90 |
2.32 |
2.90 |
| £5,000+ | 2.55 |
2.04 |
2.55 |
| £2,500+ | 2.50 |
2.00 |
2.50 |
| £1+ | 2.45 |
1.96 |
2.45 |
| Premium 100 Annual Interest - Closed from 16 June 2005 | |||
Investment |
Gross Rate % |
Net Rate % |
AER% |
| £100,000+ | 2.85 |
2.28 |
2.85 |
| £50,000+ | 2.80 |
2.24 |
2.80 |
| £25,000+ | 2.70 |
2.16 |
2.70 |
| £10,000+ | 2.65 |
2.12 |
2.65 |
| £5,000+ | 2.60 |
2.08 |
2.60 |
| £2,500+ | 2.55 |
2.04 |
2.55 |
Premium 100 Monthly Interest - Closed from 16 June 2005 |
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Investment |
Gross Rate % |
Net Rate % |
AER% |
| £100,000+ | 2.81 |
2.25 |
2.85 |
| £50,000+ | 2.76 |
2.21 |
2.80 |
| £25,000+ | 2.67 |
2.14 |
2.70 |
| £10,000+ | 2.62 |
2.10 |
2.65 |
| £5,000+ | 2.57 |
2.06 |
2.60 |
| £2,500+ | 2.52 |
2.02 |
2.55 |
| Monthly Income - Closed from 16 June 2005 | |||
Investment |
Gross Rate |
Net Rate % |
AER% |
| £100,000+ | 3.28 |
2.62 |
3.33 |
| £50,000+ | 3.18 |
2.54 |
3.23 |
| £25,000+ | 3.14 |
2.51 |
3.19 |
| £10,000+ | 3.05 |
2.44 |
3.09 |
| £5,000+ | 2.95 |
2.36 |
2.99 |
| Instant 50 - Closed from 16 June 2005 | |||
Investment |
Gross Rate |
Net Rate % |
AER% |
| £100,000+ | 3.30 |
2.64 |
3.30 |
| £50,000+ | 3.10 |
2.48 |
3.10 |
| £25,000+ | 2.85 |
2.28 |
2.85 |
| £10,000+ | 2.75 |
2.20 |
2.75 |
| £5,000+ | 2.50 |
2.00 |
2.50 |
| £2,500+ | 2.30 |
1.84 |
2.30 |
| £50+ | 2.14 |
1.71 |
2.14 |
| Regular Saver - Closed from 16 June 2005 | |||
Investment |
Gross Rate |
Net Rate % |
AER% |
Minimum £10 Maximum £250 per month |
4.55 |
3.64 |
4.55 |
| Regular Saver (2nd Issue) - Closed from 3 September 2005 | |||
Investment |
Gross Rate |
Net Rate % |
AER% |
Minimum £25 Maximum £250 per month |
3.00 |
2.40 |
3.00 |
| Plus, meet certain conditions and the interest rate will be increased by an extra 2.5% gross / 2.0% net. All bonuses will be paid on 31 December following the end of anniversary year in which they were earned. | |||
| Regular Saver (3rd Issue) - Closed from 16 September 2005 | |||
Investment |
Gross Rate |
Net Rate % |
AER% |
Minimum £25 Maximum £500 per month |
6.00 |
4.80 |
6.00 |
| City Saver - Closed from 1 January 2004 | |||
Investment |
Gross Rate |
Net Rate % |
AER% |
| £10,000+ | 3.10 |
2.48 |
3.10 |
| £5,000+ | 2.60 |
2.08 |
2.60 |
| £2,500+ | 2.25 |
1.80 |
2.25 |
| £1+ | 2.15 |
1.72 |
2.15 |
| Wanderers Saver - Closed from 15 May 2004 | |||
Investment |
Gross Rate |
Net Rate % |
AER% |
| £10,000+ | 3.10 |
2.48 |
3.10 |
| £5,000+ | 2.60 |
2.08 |
2.60 |
| £2,500+ | 2.25 |
1.80 |
2.25 |
| £1+ | 2.15 |
1.72 |
2.15 |
| Premium 60 Income (monthly interest) - Closed from February 1995 | |||
Investment |
Gross Rate |
Net Rate % |
AER% |
| £100,000+ | 1.76 |
1.41 |
1.77 |
| £50,000+ | 1.28 |
1.02 |
1.29 |
| £25,000+ | 0.78 |
0.62 |
0.78 |
| £10,000+ | 0.65 |
0.52 |
0.65 |
| £5,000+ | 0.60 |
0.48 |
0.60 |
| £2,500+ | 0.55 |
0.44 |
0.55 |
| £1+ | 0.45 |
0.36 |
0.45 |
Combined Bond (2nd Issue) - Closed from 22 March 2006 Annual Interest - Minimum Investment 25% |
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| Fixed Rate Element | |||
Gross Rate |
Net Rate % |
AER% |
|
4.85 |
3.88 |
4.85 |
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| Variable Rate Element | |||
Gross Rate |
Net Rate % |
AER% |
|
5.50 |
4.40 |
5.50 |
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Combined Bond (2nd Issue) - Closed from 22 March 2006 Monthly Interest - Minimum Investment 25% |
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| Fixed Rate Element | |||
Gross Rate |
Net Rate % |
AER% |
|
4.75 |
3.80 |
4.85 |
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| Variable Rate Element | |||
Gross Rate |
Net Rate % |
AER% |
|
5.37 |
4.30 |
5.64 |
|
| Tessa Only ISA - Closed from 30 June 2001 | |||
Investment |
Tax free rate |
Net Rate % |
AER% |
£1+ Maximum £9,000 |
|
- |
6.39 |
| Tessa only ISA - (2nd Issue) - closed from 24 SEptember 2004 | |||
Investment |
Tax free rate |
Net Rate % |
AER% |
£1+ Maximum £9,000 |
|
- |
4.95 |
| Mini Cash ISA (1st Issue) - Closed from 1 February 2000 | |||
Investment |
Gross Rate |
Net Rate % |
AER% |
£1+ |
6.14 |
- |
6.14 |
| Mini Cash ISA (2nd Issue) - Closed from 30 June 2001 | |||
Investment |
Gross Rate |
Net Rate % |
AER% |
£1+ |
6.14 |
|
6.14 |
| Supershare Plus (monthly interest) - closed 14 jan 1992 | |||
Investment |
Gross Rate |
Net Rate % |
AER% |
£10,000+ |
0.85 |
0.68 |
0.85 |
£5,000+ |
|
0.64 |
0.80 |
£2,500+ |
0.75 |
0.60 |
0.75 |
£500+ |
0.65 |
0.52 |
0.65 |
| privilege plus 15 month tracker bond - Closed from january 2006 | |||
Investment |
Gross Rate |
Net Rate % |
AER% |
Maturity Rate |
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£1,000+ |
5.85 |
4.68 |
5.81 |
Monthly Rate |
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£1,000+ |
5.66 |
4.53 |
5.81 |
| Flexible Fund - closed from 6 April 1991 | ||||||
|---|---|---|---|---|---|---|
Investment |
Gross Rate % |
Net Rate % |
AER % |
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£100,000 |
4.25 |
3.40 |
4.25 |
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£50,000 |
3.75 |
3.00 |
3.75 |
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£25,000 |
3.40 |
2.72 |
3.40 |
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£10,000 |
2.95 |
2.36 |
2.95 |
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£5,000 |
2.50 |
2.00 |
2.50 |
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£2,500 |
2.00 |
1.60 |
2.00 |
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£1 |
1.60 |
1.28 |
1.60 |
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The following accounts earn the same rate of interest as the Society's Premium Access account
- Premium 60 - closed 8 Feb 1993
- Supershare Plus annual interest - closed 14 Jan 1992
- Thrifty Savers - closed 31 March 1984
- Ordinary Share - closed 14 Jan 1992
- Premium International - closed 1 Apr 2005
- Kitten Club - closed 1 April 2005
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The 'gross rate' is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
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The 'net rate' is the rate of interest which would be payable after allowing for the deduction of income tax at the specified rate.
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The 'AER' stands for Annual Equivalent Rate and illustrates what the interest rate would be if it was paid and compounded once each year.
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The 'tax free rate' is the contractual rate of interest payable where interest is exempt from income tax.
Cheshire Building Society is authorised and regulated by the Financial Services Authority (registration number 206102).
