If you want a great rate and easy access to your savings but getting to one of our branches isn't an option for you, our new postal account could be right for you. All transactions on the account are handled centrally by our dedicated Postal Account Operations Team so you get the service you need, without the need to visit a branch.
Cheshire Premier Postal Account - issue 2
Investment
Gross Rate %
Net Rate %
AER%
Minimum £10,000
Maximum £2,000,000
5.75
4.60
5.38
Includes fixed bonus of 0.75% payable until 31st December 2008 subject to minimum balance of £10,000 being maintained.
Interest rate is variable.
Interest is paid annually and calculated as at 31 December.
Accounts can only be operated by post.
Minimum opening balance of £10,000.
If your balance falls below the minimum of £10,000 the account will attract interest at the lowest rate of our Premium Access account until the balance of the account is increased to at least £10,000.
Minimum withdrawal £500 per request.
Account available to individuals aged 18 years and over.
* This AER will change over time
To request a Cheshire Premier Postal Account Enquiry Pack containing full details of the account and everything you need to apply, please complete your details below:
Mandatory fields are denoted by
The 'gross rate' is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
The 'net rate' is the rate of interest which would be payable after allowing for the deduction of income tax at the specified rate.
The 'AER' stands for Annual Equivalent Rate and illustrates what the interest rate would be if it was paid and compounded once each year.
Financial Services Compensation Scheme
Cheshire Building Society is a member of the Financial Services
Compensation Scheme established under the Financial Services
and Markets Act 2000. Payments under the Scheme are limited to
a maximum of 100% of the first £35,000 of an investor’s total
shares and/or deposits. Most investors are covered, including
individuals and small firms. Although most shares and deposits in
UK building societies are denominated in sterling, the euro and
other European Economic Area currencies are also covered.
Further details are available on request from the Society.
English Law
Any contract entered into between yourself and the Society will be based upon English law.
English Language
All correspondence between yourself and the Society will be communicated in English.
Right to Cancel
You have the right to cancel this product, within 14 days of commencement, however, your intial investment will be returned with interest paid at the prevailing Premium Access rate. Cancellation instructions must be received in writing before the 14th day.
Complaints
If you are not satisfied with any Cheshire Building Society product or service we have a complaint handling procedure (opens in a new window) that you can use to resolve such matters.
Cheshire Building Society is a member of The Financial Ombudsman Service. If you are still not satisfied after following the Cheshire Building Society procedures, you can ask the Ombudsman to review the complaint.
You can find out more about The Financial Ombudsman Service in a leaflet available from any branch or by telephoning the Customer Contact Centre on 0845 755 0555. Alternatively you can write to: Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR or telephone 020 7964 1000
Data Protection
We, meaning the Cheshire and its subsidiaries, will be obtaining, processing and holding personal data and other information you have supplied as part of this enquiry. You have a right to receive details of the information we hold and to have any inaccurate details amended. There may be a fee for this. Please refer to our privacy policy for more information.
