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Base rate tracker mortgages

A mortgage that is guaranteed to be in step with the Bank of England Base Rate (BBR) for a set period. With flexible benefits to give you the freedom to adapt your mortgage to the changing demands of your lifestyle.

Our mortgage fees - did you know...?

You only pay £100 when you apply (non-refundable or transferable) - the rest of the fee can be added to your mortgage balance with no interest charged for the first 12 months. This means you don't have to find the full amount up front!

At the end of the 12 months, you can either pay the rest of the fee, or leave it on your mortgage balance where it will accrue interest at the same rate as your mortgage.

Some extra help

NameInitial Rate Changing to The overall cost for comparison isEarly Repayment ChargeFees
3 Year Base Rate Tracker Mortgage6.29% Variable for 3 years (1.29% above the Bank of England base rate, currently 5.00%)Standard Variable Rate currently 7.14%7.3% APRAn early repayment charge is applicable for the first 3 years£1499.00
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Your home may be repossessed if you do not keep up repayments on your mortgage.