Shared Ownership Scheme

Exclusively for properties in the North West of England, our Shared Ownership Scheme means you can purchase part of a property with the remainder being owned by an organisation, typically a housing association, to which you will pay rent. It's a great way to get yourself onto the property ladder in a gradual way, as it may be possible for you to purchase a larger proportion of the property in the future.

We will consider lending up to 100% of your share in the property. However, your income needs to be sufficient to cover the amount you wish to borrow after the deduction of rental payments to the housing organisation. The housing organisation needs to be already approved by the Cheshire for security purposes. Use our How much can I borrow? calculator to discover your borrowing power

You can also use this scheme in conjunction with our other first time buyer initiatives such as Existing Tenants or Guarantor.

View details of our fixed rate Shared Ownership mortgage.