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How much can I borrow?

Calculate how much you could borrow from the Cheshire by entering your income details below. This is anonymous so you don't need to worry about security.

Mandatory fields are denoted by the Mandatory fieldsymbol.

Money Coming In

Gross basic salary/wage:
£  Help: define basic salary
Guaranteed gross annual bonus/overtime/commission:
£  Help: define guaranteed bonus/overtime/commission
Non-guaranteed annual bonus/overtime/commission:
£  Help: define non-guaranteed bonus/overtime/commission
Gross income figure on your latest P60:
£  Help: define total gross income figure
Gross income figure on your previous year's P60:
£  Help: define total gross income figure

Money Going Out

Monthly loan repayments:
£  Help: define monthly loan repayments
Mandatory fieldDo you have any credit/store cards where you do not clear the balance each month?
 Help: define credit cards where you do not clear the balance each month
If 'Yes', what is the total balance(s) outstanding?
£  Help: define outstanding balance
Monthly maintenance payments:
£  Help: define monthly maintenance payments
Mandatory fieldDo you have an existing mortgage?
 Help: define existing mortgage
Add a second applicant?
Help: define basic salary

Money Coming In - 2nd Applicant

Gross basic salary/wage:
£  Help: define basic salary
Guaranteed gross annual bonus/overtime/commission:
£  Help: define guaranteed bonus/overtime/commission
Non-guaranteed annual bonus/overtime/commission:
£  Help: define non-guaranteed bonus/overtime/commission
Gross income figure on your latest P60:
£  Help: define total gross income figure
Gross income figure on your previous year's P60:
£  Help: define total gross income figure

Money Going Out - 2nd Applicant

Monthly loan repayments:
£  Help: define monthly loan repayments
Mandatory fieldDo you have any credit/store cards where you do not clear the balance each month?
 Help: define credit cards where you do not clear the balance each month
If 'Yes', what is the total balance(s) outstanding?
£  Help: define outstanding balance
Monthly maintenance payments:
£  Help: define monthly maintenance payments
Mandatory fieldDo you have an existing mortgage?
 Help: define existing mortgage
The figures provided by this calculator are subject to the Society's maximum loan to value limits.
Calculate