Remortgage options
 Switch to the Cheshire and we could save you £1500
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Choose our specific remortgage product, and you'll pay no arrangement fee or standard valuation fee and we'll even help you with your standard legal fees.
Please note a valuation fee may be charged in accordance with the valuation fee scale.
| Name | Initial Rate | Changing to a variable rate for the remainder of the term | The overall cost for comparison is | Early Repayment Charge | Fees |
|---|---|---|---|---|---|
| 2 Year Fixed Rate Remortgage | 4.79% Fixed for 2 years | Standard Mortgage Rate currently 3.99% | 4.2% APR | An early repayment charge is applicable for the first 2 years | No Product Fee |
| Find out more» See how much it costs you» | Apply Now | ||||
| Name | Initial Rate | Changing to a variable rate for the remainder of the term | The overall cost for comparison is | Early Repayment Charge | Fees |
| 2 Year Fixed Rate Remortgage | 5.09% Fixed for 2 years | Standard Mortgage Rate currently 3.99% | 4.2% APR | An early repayment charge is applicable for the first 2 years | No Product Fee |
| Find out more» See how much it costs you» | Apply Now | ||||
| Name | Initial Rate | Changing to a variable rate for the remainder of the term | The overall cost for comparison is | Early Repayment Charge | Fees |
| 2 Year Fixed Rate Remortgage | 6.69% Fixed for 2 years | Standard Mortgage Rate currently 3.99% | 4.4% APR | An early repayment charge is applicable for the first 2 years | No Product Fee |
| Find out more» See how much it costs you» | Apply Now | ||||
More about Remortgages
If you are thinking of moving your mortgage then it pays to find a competitive remortgage deal. A remortgage allows you to change your existing mortgage lender for a new lender and a new mortgage. The Cheshire will cover the standard legal fees when you take out a Cheshire Remortgage Product. In addition to this, the Cheshire's Remortgage Product does not contain a product fee which again helps to keep your costs down when organising a remortgage.
Who should consider Remortgaging?
The mortgage you took out at the time of buying your property may have been a good deal at the time, but in the present day it may seem uncompetitive compared to other mortgages on offer. In the current UK mortgage market, approximately 1 in 3 new mortgages completed across the industry are for a remortgage, which shows that many people feel that they can get a better deal now than when they originally agreed their mortgage deals.
For more information about remortgages please visit our Remortgage FAQ's.
Other mortgage options
The Cheshire's mortgage offering isn't restricted to the remortgage market. We actively provide plenty of alternative mortgages to give our members as many options as possible. Some of the other mortgages we can offer include:
Some extra help
- Remember you can switch your borrowing to any of the mortgages in our range. If you aren't sure what type of product to go for, use our handy Mortgage finder to find out.
