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Self certification mortgages
A Self Certification mortgage is a 'non-standard' mortgage which allows you to declare how much money you earn from employment without having to give proof of your earnings. So if you're self-employed, on a commission based on income, undertake seasonal work or your income is irregular, we'll still find a mortgage suitable for you.
Our mortgage fees - did you know...?
You only pay £100 when you apply (non-refundable or transferable) - the rest of the fee can be added to your mortgage balance with no interest charged for the first 12 months. This means you don't have to find the full amount up front!
At the end of the 12 months, you can either pay the rest of the fee or leave it where it is, where it will accrue interest at the same rate as your mortgage.
*A selection of Cheshire branded products, some of which are provided by third parties, featured in National Press Best Buy tables from 01 January 2007 until 21 January 2008.
Some extra help
- Understand which mortgage will suit your lifestyle using our perfect mortgage guide
- Or use our Mortgage finder
- The Cheshire’s Estate Agency can help you with selling or buying in or around Cheshire.
- Moving house? Here's a few other things you might want to consider...
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Your home may be repossessed if you do not keep up repayments on your mortgage.
