Unsecured Personal Loans
An unsecured personal loan provided by The Co-operative Bank at 8.9% APR typical could help you enjoy the finer things in life.
- Loan amounts from £7,500 - £25,000
- Repayment terms to fit your budget: from 1 - 7 years
- Affordable fixed repayments over the term of your loan, so you’ll always know the monthly cost.
- Optional payment protection insurance could cover your repayments in the event of an accident, sickness or involuntary unemployment. Policy terms and conditions apply subject to eligibility and suitability.
See how our personal loan rate compares to other lenders:
APR % |
Monthly Payment |
Total Amount Payable |
Cost of Credit |
Saving |
|
|---|---|---|---|---|---|
| Cheshire Building Society | 8.9* |
£154.33 |
£9,259.80 |
£1,759.80 |
- |
| Marks and Spencer Money | 8.9 |
£156.27 |
£9,376.20 |
£1,876.20 |
£116.40 |
| Royal Bank of Scotland | 10.9 | £160.93 |
£9,655.80 |
£2,155.80 |
£396.00 |
| Natwest | 11.9 |
£164.31 |
£9,858,60 |
£2,358.60 |
£598.80 |
| First Direct | 11.9 |
£164.32 |
£9,859.20 |
£2,359.20 |
£599.40 |
Source: Moneyfactsonline.co.uk 13th June 2008. *Rate available from 30th June 2008. For loans of £7,500 repayable over 60 months. The above amounts exclude optional Payment Protection Insurance.
Use our loan calculator to see how much it could cost you:
Note: The loan calculator is indicative and is not a personal quote. It provides an example of what your monthly repayments may be. Please check your credit agreement for the actual cost of protection.
Here's the criteria:
- All applicants must be UK residents
- Aged between 23 and 69
- Have a minimum annual income of £10,000
- Be a homeowner or hold a cheque guarantee, store or credit card.
What are you waiting for?
- Apply online in just a few minutes
- Call The Co-operative Bank free on 0800 707 6198^
- Or call into your local branch
You will receive a quick decision and the funds can be transferred into your account within days.
Loan repayments must be made by Standing Order from a Bank account. A Cheshire Building Society Account can not be used to make repayments by Standing Order.
^The Co-operative Bank's opening hours are Monday to Friday 8am - 9pm, Saturday 9am - 6pm and Sunday 9am - 6pm. For security and training purposes calls may be monitored or recorded.
Cheshire Building Society is authorised and regulated by the Financial Services Authority (No. 206102). Credit facilities provided by
The Co-operative Bank p.l.c. (Registered No. 990937), P.O. Box 101, 1 Balloon Street, Manchester, M60 4EP are subject to status.
The Co-operative Bank is authorised and regulated by the Financial Services Authority (No. 121885) and subscribes to the Banking Code, is a member of the Financial Ombudsman Service and is licenced by the Office of Fair Trading (No. 006110). The Co-operative Bank reserves the right to decline any application or offer a loan at a rate that differs from those advertised. Cheshire Building Society is an introducer to
The Co-operative Bank for the purpose of Payment Protection Insurance.
